Objective Guidance for theRetirement You Deserve
For over three decades, we have helped executives, union professionals, and families make confident financial decisions grounded in clarity, not sales pressure.
No obligation. No pressure. Just honest conversation about your financial future.
30+
Years of Experience
Serving clients since 1993
CFP®
Certified Leadership
Certified Financial Planner™ designation
2
Office Locations
New Jersey & Florida
100%
Client-First Approach
Fee-conscious, objective guidance
Thoughtful Planning for Every Stage of Your Financial Life
We do not sell products. We build personalized strategies that serve your goals, your timeline, and your peace of mind.
Retirement Planning
Comprehensive strategies to help you transition into retirement with confidence, covering income planning, Social Security optimization, and long-term care considerations.
Learn morePension & Lump Sum Guidance
Clear, objective analysis of your pension options, lump sum settlement decisions, and the long-term implications of each path, so you can decide with certainty.
Learn moreUnion Retirement Planning
Specialized guidance for union professionals navigating retirement benefits, pension structures, and the unique financial considerations that come with organized labor careers.
Learn moreInvestment Management
Active, daily-managed portfolios through Charles Schwab, designed to reduce volatility and help you retire without unnecessary concern about market fluctuations.
Learn moreInheritance & Legacy Planning
Thoughtful planning for the assets you intend to pass on, coordinated with your attorneys and accountants to protect what matters most to your family.
Learn moreBusiness Planning
Strategic financial planning for business owners, including succession planning, exit strategies, and aligning business decisions with your personal financial goals.
Learn moreTrusted by People Who Value Clarity Over Complexity
Our clients share a common need: honest, experienced guidance from a professional who puts their interests first. We work with individuals and families who are making some of the most important financial decisions of their lives.
See Who We ServePre-Retirees & Retirees
You have spent decades building your career and your savings. Now you need a clear plan to make that work last, a plan built around your life, not a product pitch.
Executives in Transition
Highly compensated professionals navigating deferred compensation, stock options, and the complex decisions that come with stepping away from a senior role.
Union Professionals
Workers in the Delaware Valley and beyond who need specialized guidance on union pension structures, benefits, and retirement timing.
Families Planning Ahead
Individuals and couples who want to protect their assets, plan for inheritance, and create a financial framework that serves the next generation.
Built on Principles, Not Products
In an industry full of noise, we have spent three decades doing one thing well: putting our clients first.
Objective, Not Sales-Driven
We are a registered investment advisor. Our recommendations are based on what is right for you, not on commissions or product quotas.
Active, Daily Management
Your portfolio is reviewed and managed every business day, not rebalanced once a quarter and forgotten. We actively position your assets based on current market conditions.
Certified Expertise
Led by a Certified Financial Planner™ professional with over 30 years of experience and a commitment to ongoing education and ethical standards.
Coordination With Your Team
We work alongside your attorney, accountant, and other advisors to ensure every piece of your financial picture is aligned.
Fee-Conscious Approach
No hidden charges. No unnecessary product fees. Our fee structure is transparent and detailed in our ADV Part II documentation, available upon request.
Schwab Custodial Partnership
Client assets are held with Charles Schwab & Co., Inc., one of the most trusted custodians in the industry, giving you institutional-grade security and service.
Edward (Ted) Harrington
CFP® · Founder & President
Ted founded Financial Planning Professionals in 1993 with a straightforward belief: that individuals and families deserve financial advice built around their lives, not around product sales.
With more than three decades of experience and a Certified Financial Planner™ designation earned from the College for Financial Planning, Ted brings deep expertise to every client relationship, from retirement income strategies to pension analysis to estate coordination.
“One of the greatest satisfactions I feel is when I help and then watch my clients retire confidently and happily without being overly concerned about their investment portfolios.”
A Clear Path to Confident Decisions
No surprises. No complicated jargon. Just a straightforward process designed to bring you clarity.
Complimentary Consultation
We begin with a candid, no-obligation conversation to understand your situation, your goals, and what matters most to you.
Comprehensive Analysis
We review your complete financial picture, including retirement accounts, pension benefits, investments, insurance, and tax considerations.
Personalized Strategy
You receive a clear, written plan designed specifically for your circumstances, with actionable recommendations you can understand and feel confident in.
Ongoing Management
We actively manage your portfolio daily, monitor your plan, and meet with you regularly to adjust as your life and the markets evolve.
Your Retirement Deserves More Than Generic Advice
Schedule a complimentary consultation to discuss your financial situation with an experienced Certified Financial Planner™ professional. No products to sell. No pressure. Just honest guidance.